How It Works
Follow these simple steps to get started with SimpleDirect.
Sign Up in Under 1 Minute
Signing up is free and takes less than 1 minute. No paperwork required.
Send Financing to Your Customers
Share your unique branded financing page to customers instantly via text or email.
Customer Applies in 2-3 Minutes
They apply and get 10+ lending offers instantly—no hard credit check.
You Get Paid Faster
Customers are funded fully upfront. No more waiting—get paid right away.
Track Everything Easily
See customer status, follow-ups, and performance metrics on your dashboard.
What Your Customers Get
Flexible financing options from our lending partners.
Loan Type
Personal Loans
No Collateral Required
Loan Amounts
Up to $200,000
For any project size
APR Range
From 4.99%
Varies by credit profile
Funding Speed
Same Day - 2 Days
Most funded within 24 hrs
Credit Score
560+
More flexible than banks
Loan Terms
1 - 20 Years
12 to 240 months
Built for Modern Contractors
No Minimum Years in Business
New contractors welcome—no experience restrictions.
No Tax Returns Required
Skip the paperwork—no financial statements needed.
No Hard Credit Pulls
Customers can shop for offers without hurting credit.
SimpleDirect vs. Traditional Options
See why contractors are switching.
Hear from Other Contractors
Contractors from 45+ states are using SimpleDirect.
"Great, excellent service & they have made larger residential projects possible for me to sell when it's not in my customers' budget."
Brian Frederikse
CEO, Richard's Budget Fence
Indianapolis, IN
"The solution is so simple, our customers love it, our team love it, and it's just something no one else was able to deliver for us."
Dawn McCarthy
CFO, JADA Roofing
Middleburg, FL
"We have tried 5 other financing companies in the past and I can very confidently say SimpleDirect is the best and we'll use them for a very long time."
Darren Dowen
CEO, Pro Shingle Roofing
Southaven, MS
Frequently Asked Questions
How long does it take to get set up?
You can sign up and start using SimpleDirect in under 1 minute. There's no paperwork, no approval process, and no waiting.